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Can someone tell when you deposit a check they wrote you?

Can someone tell when you deposit a check they wrote you? Topic: Process of writing a check
July 17, 2019 / By Ellie
Question: I recently received a check from a business I am working with, and of course, I have to check for fraud. According to the bank, the check is real. My question is: if I deposit the check into my account, can the person who sent me the check tell when AND WHERE it is deposited? Basically I need to know if, by depositing the check, the person/business can get access to my bank account? Also, is there such a thing as a check that cannot be cashed but must be deposited and go through the whole banking process first?
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Best Answers: Can someone tell when you deposit a check they wrote you?

Christabella Christabella | 8 days ago
You are way too paranoid. The check writer can not get your banking info. And yes, some checks most be deposited instead of cashed.
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Christabella Originally Answered: A guy signed our lease to rent our home on the 13th of Jan. He wrote us a Deposit check?
He is clearly in breach of the lease. If he agreed to pay these fees and signed a lease saying he would he is liable for all the damages spelled out in the lease. I don't understand why you are confused, he signed your lease right? Do you not know what the terms of your own contract were? Did you leave out all the terms and agree to this deal orally? If it was done orally, hold on to those bounced checks as that is your only evidence such a deal existed. You will have to take him to small claims court to collect your damages.
Christabella Originally Answered: A guy signed our lease to rent our home on the 13th of Jan. He wrote us a Deposit check?
He definitely owes you, based on the terms of the lease, for at least the deposit and possibly until you're able to rent the home to someone else. He broke a lease signed in good faith, and you're entitled to financial restitution. Good luck collecting it, though there are collection companies that will "buy" bad checks. Or, you could try settling for whatever you can get out of him. In the future I'd definitely follow the advice of another respondent and require a deposit check to be in certified funds; anyone who can't manage that is going to be a problem.
Christabella Originally Answered: A guy signed our lease to rent our home on the 13th of Jan. He wrote us a Deposit check?
If he actually signed then yes he does owe you that money.. If the contract specifies it is for one year and that wether he wants out or not he has full obligation to pay you a year's rent then he may possibly owe you a year's rent BUT it has to be specified on the contract.. also it would also help if on the contract it says that he had to notify you within a 30 day or how ever many day period before moving out of asking out of the contract.. then you can legally take him to court and make him pay.. usually landlords ask for a 30 day notice before tenant moves out..

Aundria Aundria
When you cash or deposit a check, the money is deducted from the check writer's account, but they don't get any information about your account. A check can be written with the words "for deposit only".
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Aundria Originally Answered: How much of a check can I deposit before it gets reported?
All foreign transactions are reported by financial institutions to computers accessible by the IRS and various other federal agencies. Within the US, amounts of $10,000 or more are automatically reported and banks may be required by the IRS to report suspicious transactions near $10,000. You can't write a check for that kind of money. You would need a bank draft and most US banks won't accept that sized transaction from a foreign bank. Contact a bank in the US and let them know you'd like to transfer a large amount from a Canadian bank. Contact your Canadian bank with the US bank account number and they'll make the necessary arrangements. You won't need to declare that as income in the United States if you have already paid taxes in Canada. However, you should: a) Take with an accountant or financial planner at your bank. They will know the tax laws and more importantly, you'll likely want to use it in a way in which you'll get good interest, maximize the Canadian-US exchange rates, etc. b) Make sure you have you all Canadian income tax returns showing that you have declared that as income and paid taxes on it (including your notice of assessments and copies of your 2012 filings). c) Make sure you have filed your US income tax returns. US citizens are required to file US income taxes even if they are outside the United States and did not earn income in the United States.
Aundria Originally Answered: How much of a check can I deposit before it gets reported?
Certainly you can write a check, although you should expect it to take a while before it clears (like three weeks). Yes, the financial transaction will be reported, although not likely to the IRS. In Canada, they have a system called FINTRAC, and they have a similar one in the US. Your transaction has certainly been reported to FINTRAC, and if the two systems talk to each other, which they should, because it was set up to control international terrorism, that should ease your path. To answer your unasked question, there's no amount which would avoid detection. There is a reporting threshold of $10,000, but if you put through too may transactions just under that amount, they'll catch that too. You go to the bank and deposit your check. They'll ask you a bunch of questions, but as long as your transactions have been above board, you have nothing to worry about.

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