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RJM acquisitions.

RJM acquisitions. Topic: Action research documents
July 17, 2019 / By Serena
Question: I have already researched this company and am well aware of their shitty reputation and practices. I do not owe the debt they are claiming. I have disputed it many many times and it keeps getting validated. Not only that but the account was supposedly opened in 2004 (as per their statement) but just within the last few weeks was reported. They are claiming that experian is telling them not to use the opened date but the reported date. So now I have a very recent collection account on my report which is really screwing things up for me and I can't seem to get any help. This is not my debt and it's only for $60.00 because it is not mine I really dont want to pay it BUT I don't know what else to do. ANy thoughts?
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Best Answers: RJM acquisitions.

Olyvia Olyvia | 10 days ago
1) DO NOT pay them one penny simply to clear your credit files...If you do you will validate the debt as valid and you will own it....They could then keep this paid defaulted debt on your credit files for years. 2) Send a letter via Certified Mail + Return Receipt to Experian stating: Notice of Fair Credit Reporting Act Violation This alleged debt from RJM that was recently validated is not mine. This frivolous validation of a debt that does not belong to me has ruined my good credit rating. Per the Fair Credit Reporting Act, I am requesting: ] - written communication between Experian and RJM that led to validation of this alleged debt - I am requesting a copy of the original signed contract proving that I own this alleged debt. This letter has been sent via Certified Mail + Return Receipt and is being time stamped. If I do not receive a response within 30 days of receipt, I will interpret this as a refusal to document the validation of this bogus debt and I will have no choice but to take legal action per my rights under Fair Credit Reporting Act. 3) Send a letter via Certified Mail + Return Receipt to RJM stating: Your firm has damaged by credit rating with your posting of damaging info on my credit file for a debt that I do not owe. Per the Fair Debt Collection Practices Act, I am requesting: - written validation of this alleged debt - a copy of the original signed contract for this alleged debt - validation of the "date of delinquency" for this alleged debt. Either validate this alleged debt or remove it from my credit files. If this notation is not removed, I will have no choice by to take legal action per my rights under the Fair Debt Collection Practices Act. I also file reports with the Attorney General of your state if this bogus notation is not removed from my credit file
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Olyvia Originally Answered: What should I put as my salary range when applying for Acquisitions Coordinator for a University's library?
I don't know the university, but if it is public, by law, everyone's salary is public information. Finding out won't be as easy as for a federal job (GS - 11 and such) but if you can find out whether you'll be an Library Assistant (LA) III or LA IV then you can find out what the pay scale is. There will be a range, say 30,000 to 42,000 for an LA III - which is quite a range. They would hire you at a certain step based on your years of experience. Say, step 4 for someone with six or eight years of experience, so, say about 34,000. If you said 50,000 they'd think you were insane,...probably. If you said 20,000, they'd think you hadn't researched the job very thoroughly and perhaps you were just fishing and didn't care what you caught. Anywhere from 25,000 to 40,000 would simply get you a pass to the next question. There is a publication called the Outlook which tells you about jobs and their salaries that most libraries carry. My library has a federal and a county copy of the Outlook. Check into one specific for your county or go to Salary.com if you are a gambling man. They use the federal Outlook and then multiply that result by a common factor based on your local cost of living. My salary is something like 90,000 based on that! I wish. But, it could be fine if South Florida is more like the rest of the US.
Olyvia Originally Answered: What should I put as my salary range when applying for Acquisitions Coordinator for a University's library?
Teachers that I know get a contracted annual salary and are not paid by the hour. That means that unless they exceed their sick & personal days, they get paid whether they're there or not. In NY State the average the starting salary is around $35K and after 20 years or so it's not uncommon for someone making over $100K in some of the affluent school districts. There are approx. 185 teaching days in a school year which includes non teaching days like mid term and final exam week. So let's see, $35,000/185days= $189 per day, and $100,000/185 days= $541 per day (again, whether they are there or not). So $20/hour for a Canadian teacher is pathetic. Of course there's a down side to making all this cash: In NY State a masters degree is mandatory and many teachers have a Masters + 30 or 60 or more credit hours beyond. Have you any idea how expensive college courses are? And how difficult it is to be both a teacher and student? Many teachers use their Summer vacation attending classes. Teachers spend much of their own money buying teaching supplies. The more money teachers make, the less respect they get (you appear to be an example of this). Teaching is not an easy job. They have to deal with irate parents, unreasonable administrators, juvenile delinquents,and the Board of Education. If the pay is so great for what they do, then why is there a trend of teachers leaving the field after only five years or less? One reason is stress! Do your parents have at least a Master's degree?
Olyvia Originally Answered: What should I put as my salary range when applying for Acquisitions Coordinator for a University's library?
u shd say "negotiable" u have no idea what they're prepared to pay and answering this question can only cause you trouble.

Mae Mae
join the club i think it appears on a great many peoples accounts and I Was dumb enough to try to clear my credit report up so paid them and alas the debt reappeared again and the old one just stays there. its pathetic. We allow the government to allow this kind of treatment done to us because we dont start demanding our rights and our s security. They run amuck and its because we allow it did you ever hear the saying for the people by the people what this means is politicians you elect are merely representing the people speaking for the people and they will continue to not do just that as long as we keep electing or allowing them to do so. Some politicians have been in office for over 30 years and make a fortune yet do litle or nothing what is wrong with people allowing all this we are idoits. We need do like the indians they say we aint giving you nothing to live on land the land is ours well quess what the land is all of ours and when we buy a home why should the governmnt the irs or anyone else have anything to do with it or anything to say about it never the less be entitled to any money....... We support the government and all these ill run agencies wake up wake up wake up people let me ask you who do you think gets all those grants that are out there.....Not me how about you nope people like the credit reporting agencies and social services and others who are suppose to be providing help to us get them over and over again.
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Mae Originally Answered: What should I put as my salary range when applying for Acquisitions Coordinator for a University's library?
I don't know the university, but if it is public, by law, everyone's salary is public information. Finding out won't be as easy as for a federal job (GS - 11 and such) but if you can find out whether you'll be an Library Assistant (LA) III or LA IV then you can find out what the pay scale is. There will be a range, say 30,000 to 42,000 for an LA III - which is quite a range. They would hire you at a certain step based on your years of experience. Say, step 4 for someone with six or eight years of experience, so, say about 34,000. If you said 50,000 they'd think you were insane,...probably. If you said 20,000, they'd think you hadn't researched the job very thoroughly and perhaps you were just fishing and didn't care what you caught. Anywhere from 25,000 to 40,000 would simply get you a pass to the next question. There is a publication called the Outlook which tells you about jobs and their salaries that most libraries carry. My library has a federal and a county copy of the Outlook. Check into one specific for your county or go to Salary.com if you are a gambling man. They use the federal Outlook and then multiply that result by a common factor based on your local cost of living. My salary is something like 90,000 based on that! I wish. But, it could be fine if South Florida is more like the rest of the US.
Mae Originally Answered: What should I put as my salary range when applying for Acquisitions Coordinator for a University's library?
Teachers that I know get a contracted annual salary and are not paid by the hour. That means that unless they exceed their sick & personal days, they get paid whether they're there or not. In NY State the average the starting salary is around $35K and after 20 years or so it's not uncommon for someone making over $100K in some of the affluent school districts. There are approx. 185 teaching days in a school year which includes non teaching days like mid term and final exam week. So let's see, $35,000/185days= $189 per day, and $100,000/185 days= $541 per day (again, whether they are there or not). So $20/hour for a Canadian teacher is pathetic. Of course there's a down side to making all this cash: In NY State a masters degree is mandatory and many teachers have a Masters + 30 or 60 or more credit hours beyond. Have you any idea how expensive college courses are? And how difficult it is to be both a teacher and student? Many teachers use their Summer vacation attending classes. Teachers spend much of their own money buying teaching supplies. The more money teachers make, the less respect they get (you appear to be an example of this). Teaching is not an easy job. They have to deal with irate parents, unreasonable administrators, juvenile delinquents,and the Board of Education. If the pay is so great for what they do, then why is there a trend of teachers leaving the field after only five years or less? One reason is stress! Do your parents have at least a Master's degree?

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