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How do I open my first bank account if I don't currently have a bank account or any history?

How do I open my first bank account if I don't currently have a bank account or any history? Topic: How to write a check to yourself from a credit card
July 17, 2019 / By Ashley
Question: I'm 19 years old, don't have bad credit (I have none at all), and need a checking account. I've tried to apply for a number of basic accounts online, but I get rejected, I guess mostly because I don't have a prior bank account. But how am I supposed to have a prior banking account if I can't even sign up for one? For example, the applications will ask me to write in my current bank routing numbers, etc. even though I don't have them. So how do I go about getting my first bank account open? Thanks.
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Best Answers: How do I open my first bank account if I don't currently have a bank account or any history?

Zerah Zerah | 2 days ago
the two Barclays and Co-op economic enterprise are very reliable at offering debts to those with destructive credit histories.in case you desire to economic enterprise with the Co-op bypass back and observe for a user-friendly economic enterprise account. they won't be able to refuse except you're bankrupt or have a historic previous of fraud. The account comes with a Visa debit card that is utilized international and on line. Barclays supply something comparable yet there is an decision permitting you to charm to against a cheque before it has cleared. the different decision is a Cashplus card. I actually have a style of and that's amazing. It does each thing a ban account does consisting of direct debits and status orders. If there is not any funds interior the account, they do no longer cost. in addition they're going to lend you as much as £4 hundred interior the kind of a payday loan. Very on hand in case you in easy terms desire £50 till the tip of the month. You get a gold credit card with it. Wages would be paid in as frequent. the only ingredient is they cost to take funds out of an ATM, many times £2. and there's a month-to-month value of £4.ninety 5 which once you evaluate it to the robbing b*stard banks, it is inexpensive.
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We found more questions related to the topic: How to write a check to yourself from a credit card


Zerah Originally Answered: Pls how can i open an bank account in US or UK. I am in NIgeria, I need an account in these country?
You can't in the USA, because all the internet scams we are aware of start in YOUR country. And if that's what you are planning, DON"T----the penalties are very harsh.
Zerah Originally Answered: Pls how can i open an bank account in US or UK. I am in NIgeria, I need an account in these country?
We are aware of Nigerian scams. If this is what you are planning to do, then you will burn in Hell.

Skyler Skyler
wow I would ask bank why, I have never known anyone to be rejected for a bank account unless they have stifffed a bank before seems very odd
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Ormond Ormond
you may actually go to a bank and fill out an application they might ask you for drivers licensee and Social security card, or other alternatives. other than that is fairly straight forward process.
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Ormond Originally Answered: Which bank should I open an account with?
There is no best bank, best credit union, or best bank account, Annie. You need to look at the totality of each bank’s or credit union’s services, accounts, and fees. Every bank and credit union offers several accounts with different features and different fees. Some banks and credit unions may have low overdraft fees, but high fees in other areas. Some accounts waive all fees if you maintain a minimum balance. Ask each institution about the minimum amount you have to keep in your account to avoid a monthly maintenance fee. Also ask if the amount you have to keep in your account is based on the average amount you have in your account during the month, or whether it's based on the lowest amount you have in your account on any single day during the month. The minimum balance varies from institution to institution. For example Bank of America in Dallas, Texas sets its minimum balance for its checking accounts at $5,000 to avoid monthly maintenance fees. Other accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction. ►All institutions are required to print a schedule of fees. Read each schedule carefully, especially the small print and the footnotes. ◄ Credit unions generally have lower fees and are friendlier to their depositors. This is because credit unions are owned by—and answer to—their depositors. Banks are owned by stockholders who view depositors as nothing more than a source of income. I suggest that you visit several banks and credit unions and speak to the customer service personnel. Bring a written list of questions which are important to YOU. Find out the features and charges of each of their accounts. Find out how many ATMs are available, and whether there is a service charge for using the ATM. Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.

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